You run a wholesale business that keeps your customers stocked and running. You’re the one buying in bulk, managing inventory, handling freight, and getting orders out the door fast, usually long before your customers ever pay their invoices. You carry the costs up front, but the money often takes weeks or even months to come back.
Slow hotel payments can make payroll a challenge. Factoring gives hospitality and hotel staffing agencies quick access to cash for completed shifts, helping them stay fully staffed and ready for every event or busy season.
Waste and hauling crews show up every day, even when customer payments lag behind. Municipalities, contractors, and commercial sites often pay slowly, leaving your company to cover fuel, landfill fees, maintenance, and driver payroll long before checks arrive. Factoring fills the cash-flow gap and keeps operations running.
Whether you’re handling land surveys, construction staking, ALTA surveys, topo mapping, boundary work, GPS/GNSS data collection, drone mapping, or even hydrographic and marine surveying, your work happens early in the project, long before the payment arrives.
Retailers, manufacturers, hospitals, foodservice companies, and industrial buyers commonly take 30, 60, or even over 90 days to pay invoices. Meanwhile, your cash is tied up in inventory, transportation, warehousing, and staffing long before your customers release payment.
Government work can be steady, profitable, and full of long-term opportunities, but payment cycles don’t always cooperate. Whether you’re providing construction services, logistics support, disaster response, staffing, IT, security, or facility maintenance, you often complete the work long before the payment arrives.
Most construction firms, industrial contractors, and project managers take 30, 60, or even 90+ days to process invoices, long after your machines have been delivered, assembled, fueled, and serviced.
In the meantime, you still have to cover insurance, maintenance, operator wages, repairs, transportation, and loan payments on expensive fleets.
Energy companies, EPC firms, and midstream operators often take 45, 60, or even 90 days or more to process invoices. Meanwhile, your day-to-day operational expenses continue to pile up, including payroll, fuel, equipment rentals, materials, and safety expenses, which don’t wait for anyone.
The reality is that most tower contractors wait 30, 60, or even 90 days to get paid by large telecom, utility, and construction clients. Meanwhile, payroll, insurance, equipment leases, and fuel costs come due every week.
When hurricanes, floods, wildfires, or severe storms hit, you and your crews mobilize fast, restoring power, removing debris, pumping water, rebuilding infrastructure, and bringing communities back to life.
But behind that critical mission lies a familiar problem: cash flow.
Whether you’re grading land, clearing trees, or hauling fill dirt, you take on huge expenses before a general contractor or developer even cuts their first check.
Fuel, heavy equipment, payroll, and subcontractor costs all come due long before your invoices are approved. It’s not unusual for payments to stretch 60, 90, or even 120 days, leaving your crew ready to work but your cash flow on pause.
You keep everything working, the lights, the air, the systems that no one notices until they fail. Whether you manage HVAC units, electrical work, or ongoing maintenance contracts, your business keeps other businesses open and comfortable.
But getting paid on time? That’s another story.
Invoice factoring gives pest control companies a way to bridge that gap, turning unpaid invoices into fast, predictable cash. With steady cash flow, your trucks keep running, your techs stay paid, and your business keeps growing.
You’ve already done the job; now you need the cash to keep going.
Factoring for commercial cleaning companies gives you access to the money locked in unpaid invoices, so you can cover your expenses, take new contracts, and stay ready for whatever the next work order brings.
Many auto haulers wait 30–60 days or more for brokers and clients to pay their invoices, while expenses such as fuel, insurance, and driver payroll can’t wait. This reflects the reality of an industry where you pay today to haul loads that get paid weeks later.
Running a nurse staffing agency means balancing fast-paced scheduling, urgent placements, and nonstop payroll, all while waiting weeks for hospitals or clinics to pay. You fill critical shifts that keep patients cared for, but your cash flow often doesn’t match your workload.
Your SaaS company is doing really well. You built a great product, signed contracts, and your customer base is growing. Everything seems good, except for one big issue: cash flow. Many big clients take 30, 60, or even 90 days to pay their invoices, but your costs don’t wait. You still need to pay your
Running a security staffing company is challenging. You have guards to pay, shifts to fill, and clients who may take 30, 45, or even over 60 days to settle their invoices. This delay can tie up your cash flow and restrict your growth. It’s not just frustrating; it can also pose a significant threat to
Have you ever completed a major IT project and then waited weeks or even months for payment while your team’s payroll, software licenses, and infrastructure bills demand attention? Many IT service companies face that timing mismatch every month. You keep clients’ systems running, but your cash flow lags.
Have you ever had to cancel or delay a ride because there was no money left for gas? Many transportation companies face this problem. Non-emergency medical transportation, also called NEMT, helps people reach important care. But the money you earn often comes in much more slowly than the costs you pay every day. This is
